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What I’m Thinking About
Where technology, government, and real-world leadership collide — written by someone who’s been in the room.
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Michael DiNapoli
23 Years on Wall Street Taught Me How to Fix Government
What I learned at Citi and Morgan Stanley—and why I left it all behind By Michael DiNapoli In 2017, I walked away from a 23-year career on Wall…
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Michael DiNapoli
Your Next Coworker Won’t Need a Desk
The quiet revolution happening in offices everywhere—and why it matters more than you think By Michael DiNapoli Something strange is happening in workplaces around the world, and most…
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Michael DiNapoli
AI in Government: A Practical Guide for Leaders Who’ve Heard Enough Hype
What’s actually working, what’s failing, and what to do about it By Mike DiNapoli Let me save you some time. If you work in government and you’ve been…
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Michael DiNapoliHarnessing the Power of AI to Strengthen Cybersecurity: Intelligent Systems That Detect and Defend Against Evolving Threats
In today’s hyper-connected world, cybersecurity is not just a necessity—it is the backbone of digital trust. As cyberattacks grow more advanced and frequent, traditional defenses no longer suffice.…
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Michael DiNapoli
Driving Innovation in Government Contracting: How to Deliver Value Beyond Compliance
Understanding the new era of government contracting — and how delivering real value goes far beyond checking compliance boxes.
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Michael DiNapoliProtect Your Small Business from Phishing Risks: Free NIST Webinar
Join cybersecurity experts on August 14th to learn essential phishing protection strategies for small businesses Phishing attacks continue to be one of the most prevalent cyber threats facing…
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Michael DiNapoliDigital Dollars 2025: Blockchain Adoption Report
I spent two decades at Citi watching financial innovation move at glacial speed — every new product required committees, lawyers, and endless regulatory review. What strikes me about…
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Michael DiNapoliNIST FY 2024 Cybersecurity & Privacy Report
NIST doesn’t grab headlines the way a data breach does, but what the SP 800-236 FY 2024 report represents is exactly the kind of long-term thinking government should…
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Michael DiNapoliBalancing Act: The VA’s Servicing Purchase (VASP) Program Sparks Debate Over Veteran Aid and Taxpayer Risk
The Department of Veterans Affairs (VA) home loan program has long been a cornerstone of support for American service members transitioning to civilian life. However, a relatively new…
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Michael DiNapoliFlorida Technology Magazine
Florida’s technology ecosystem doesn’t get the credit it deserves. When people think “tech,” they picture Silicon Valley or Boston. But I’ve spent enough time on the ground here…
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Michael DiNapoliIt’s Time for Time Limits on Public Housing
After two decades on Wall Street, you learn something fundamental: incentives matter. They shape behavior. In government, we often talk about compassion for those struggling — and I…
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Michael DiNapoliAgentic AI: The Next Big Thing You Need to Know About
Forget the internet revolution; the real game-changer is just around the corner: Agentic AI. This isn’t your run-of-the-mill artificial intelligence that needs constant prodding. We’re talking about AI…
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Michael DiNapoli
Empowering Educators: A Conservative Approach to Educational Improvement
A viable approach to improving education outcomes — empowering teachers and local communities rather than imposing top-down curriculum mandates.
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Michael DiNapoliCan the Fed Tame Inflation Without Triggering a Recession?
The US economy currently exhibits signs of strength but faces significant inflationary pressures. The Federal Reserve’s attempts to curb inflation through tighter monetary policy raise the risk of…
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Michael DiNapoliKlavan’s Latest Is So Immersive; You’ll Be Solving Crimes Right Alongside Cameron Winter
Here’s something leadership education doesn’t teach you: the most practical training comes from fiction. Not the sterile case studies in business school, but genuine storytelling that forces you…
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Michael DiNapoliRestoring Civics in Higher Education
Civics is the word we use when we talk about teaching students how democracy actually works. Not how it’s supposed to work in theory, but how it functions…
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Michael DiNapoli
Pinto and Peter on Housing Affordability: A Market-Oriented Approach
This document summarizes a policy paper by Edward Pinto and Tobias Peter advocating for market-oriented reforms to address housing unaffordability in the United States. The authors, affiliated with…
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Michael DiNapoliThe Federal Reserve Needs to Change Course!
In 2008, I was working at Citigroup in NYC. Ben Bernake was the Fed Chairman, and rumors about which bank would fail next were swirling. Hearing concerns today…